We insure bicycles! We've got insurance coverage for all types of bikes including mountain and road bikes. If you bike is lost or stolen, there is coverage under an insurance policy.
We insure your mountain or road bike by an endorsement known as "scheduling." A scheduled endorsment is added onto your home, condo or renter's policy. In order to schedule your bikes, we'll need a bill of sale or appraisal that's 3 years or newer. So, as an example, if your mountain bike is valued at $2,500, we can insure it for exactly $2,500. If your bike has a higher or lower value, that's fine just let us know. Schedule bikes are not subject to your property deductible in the event of a covered loss. There is an additional premium for scheduling. It's based on the total value of your bike. Call our office for a quote at 1-888-737-6200 and we'll let you know what it costs.